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1300+

five-star reviews

See How Much Cash Your Home Can Unlock— In 60 Seconds*

No SSN. No hard credit pull. No long bank process. Just answers — fast.

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Why Choose Us

Why Choose Prime Choice Funding?

Experience, access, and a commitment to deliver more for you.

Proven Track Record

Since 2007, we’ve helped families nationwide close nearly $10 billion in mortgages.

Access to Competitive Rates

As a national wholesale mortgage broker, we work with lenders to offer some of today’s most competitive rates and terms.

$1,000 Loan Offer Commitment

If you find a better offer,
we’ll match it or give you $1,000.

4.7 stars across the board

See why over 1,300 homeowners rave about us

FEATURED LOAN PROGRAM

Self-Employed Mortgage Solutions

No W-2? No Problem.

Flexible mortgage options for business owners, freelancers, independent contractors, and 1099 professionals.

We'll help you compare solutions based on your unique financial picture—not just traditional income documentation.

Solutions Designed for Your Unique Business

Home Equity Loans

Access up to $750,000 from your home’s equity

Maybe your home needs renovations, maybe life happened and you need some extra cash. Whatever your need, our home equity loan products allow you to find the right solution for YOU.

Mortgage Tools & Resources

LEARNING CENTER

Learn about mortgage programs, financing options, and important topics to help you make informed decisions.

MORTGAGE CALCULATORS

Use our mortgage calculators to estimate payments, DSCR, home equity options, and more.

MORTGAGE INSIGHTS & BLOG

Explore the latest mortgage insights, guides, program updates, and educational resources from Prime Choice Funding.

EXPLORE LOAN PROGRAMS

From home purchases and home equity to self-employed and real estate investor financing, explore mortgage options that may fit your goals.

CUSTOMER STORIES

Proof from people doing their best work

Real experiences from customers who use our product every day.

4.7 customer love
Todd Nedden and his team at Prime Choice are relentless in satisfying the customer and obtaining the loan with the stipulations they require. Todd and Veronica kept me informed throughout the process and never tired of my constant emails and phone calls. They were a pleasure to work with and finalized the loan I requested.
William L. Verified customer
I had a fantastic experience refinancing my home with Prime Choice Funding. Todd and Veronica Hall were absolutely the best—professional, responsive, and always kept me updated throughout the process. They answered all my questions promptly through emails and phone calls, which gave me peace of mind every step of the way. I'm very happy I chose Prime Choice Funding and highly recommend them!
Steven R. Verified customer
It was a pleasure to work with Zack Seither with Prime Choice. We work together as a team and he was great to work with. He assisted my wife and I with our many questions and concerns. He made himself available at anytime to make sure we meet certain time requirements during the process.
Miguel G. Verified customer
Prime Choice Funding, what can I say other than Thank you! You made not only the impossible happen, but you were always available to answer my questions and keep my hope alive. We bought our house a year ago, It was a Veteran Home Loan; we came upon difficult times, and one of our family members needed help. We drained our savings and were late on our very high mortgage payment for the following two months. Which would shy away most lenders with a ten foot pole. Andrew Carrillo, of Prime Choice; was still able to get our interest reduced and our mortgage payment reduced by quite a few hundred dollars. I cannot thank him enough for his help and hard work to get our loan pasted through and approved. I am forever grateful to him. If you have the opportunity Veterans, to do an Interest reduction on your loan; take it, try and request Andrew Carrillo, to assist you, and hopefully you get Veronica Hall, to be the loan processor. These two were better than fantastic, they were constantly in communication with us and with each other. Honestly they worked very hard to make this happen for us. I am forever grateful for them, we are looking forward to the future of our home, and the lower monthly payment that we will be paying. Veterans, if you want to save some money and would like to look into lowering your monthly mortgage payment. Give Prime Choice Funding a call and ask for Andrew Carrillo, he will work very hard, to help you out.
Douglas H. Verified customer
Prime Choice Funding was the best for getting the funding needed and always very professional at all the time from the start to the closing. I gave a 10 not a 5!!! Also Michael Bruner the loan officer to work, he always keep you motiivate and when you needed he always was "over extreme professional at all the time from begginig until the closing". We are family appreciate everything he did. The Best.
Luis F. Verified customer
Amazing!!! The best mortgage lender professionals. Keith and his team went above and beyond for us. They communicated effectively and provided a very smooth process to refinance my home. I couldn't be happier with Prime Choice Funding. I definitely recommend this company to all who are seeking a mortgage lender.
Matthew H. Verified customer
I want to thank David Arnold and Robert Foster so much for all of their help and making the process of refinancing our home a breeze! They were available to answer all of our questions quickly and throughly, and explained every step of the process in a way that was easy to understand. We are saving money every month and got a better interest rate, which we will forever be grateful for! I wish I could rate higher than 5 stars because we had an excellent experience and would recommend Prime Choice to anyone in the market. Thank you so much again Dave and Robert!
Kaitlyn C. Verified customer
Dave and Sam are great group to work with. They guided me through every step and answered all questions I ask. I would definitely recommend Prime Choice Funding Inc. to anyone. Thank your for the awesome work you do!
Pauline G. Verified customer
Believe me when I say Prime Choice Funding has your best interest at heart! All the representatives (Andrew Carillo, Dave Arnold) were timely, professional & extremely knowledgeable in refinancing my home. They kept me up to date on the status & answered all the questions from the first contact to even after closing! Where others have failed…Give Prime Choice Funding a try today!!
Cynthia R. Verified customer
Working with professional and friendly team, key to success, we can't say enough positive things about the team that worked with us to do our refi. we are very happy with the results and looking forward to the follow up in March. Thank you so much Brighton and Chrystal you guys rock...:)
Elizabeth S. Verified customer

No matter where you are in your homeownership journey, we’re here to help.

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